Your Trusted Resource for K-12 Teacher Retirement Plans

Hello! I’m Steve Schullo, a passionate advocate and your guide in navigating the often-complex waters of K-12 teacher retirement plans. With a robust background as an educator and a dedicated member of various investment committees, I’m here not to give financial advice but to share my journey and the insights I’ve gleaned over three decades of personal investment experience.

I earned my Ph.D. from UCLA in 1996 and spent 24 years teaching with the Los Angeles Unified School District. Beyond the classroom, I have written extensively on investments, contributing articles to the United Teacher-Los Angeles newspaper for over a decade and participating in media pieces, including the Los Angeles Times and U.S. News & World Report.

I co-founded a self-help group, 403bAware, and have been actively involved in LAUSD’s Investment Advisory Committee, helping oversee retirement plans worth over $2.2 billion. My personal story includes navigating life’s highs and lows—from thriving through market upheavals to overcoming personal tragedy—and always learning from each experience.

My primary goal is to empower K-12 teachers by demystifying retirement planning. Thinking long-term is crucial whether you are just starting out, mid-career, or nearing retirement. I am here to share real-world insights and data from my investments, including quarterly performance reports and annual summaries.

Despite not having formal financial credentials, my approach, rooted in firsthand experience and sustained by constant learning and adaptation, demonstrates the power of informed, long-term investing. I regularly share details of my portfolio’s asset allocation, returns, and fees openly, giving you a transparent view of effective investment strategies that withstand the test of time.

I am always here to discuss, share, and explore the best strategies and tips for securing your financial future. If you have questions, want to learn more about specific topics, or need direct access to my latest reports and investment performance, please connect here.