Latest Blog Posts
Steve’s Q1 2024 Investment Portfolio Report
April 23, 2024
Quarterly Report by Steve Many in the professional adviser community regards psychology as a significant factor in investing. I have two degrees in psychology and …
Beloved Teacher Colleague’s Shocking Passing
March 4, 2024
Martin Olvera was not just a teacher in the next classroom; he was a friend and colleague who had a huge impact on …
2023 Financial Retirement Year Review! A GREAT YEAR!
January 20, 2024
Before you scroll down to my tables that reflect 2023 portfolio return as a whole, needless to say, 2023 turned out to be an outstanding …
Backyard–observations and thoughts about thinking over the long haul
February 2, 2026
I wrote this poem (essay) 15 years ago, when Dan and our Jindo dog, Sammi,…
Invest Your 403b and 457b Plan like CalSTRS–in stocks and bonds
February 1, 2026
CalSTRS provides a comprehensive annual overview of its mission, membership, financial status, investment strategies, and…
Steve’s Annual 2025 Portfolio REPORT!
January 6, 2026
2025 Market Performance: Why Asset Allocation Beats the Headlines Despite relentless negative headlines and dire…
📚 The Wisdom of Finance where spreadsheets meets Shakespeare
December 8, 2025
ATTENTION! This is one of my favorite personal finance books! Discovering Humanity in the World…
Antidote to the 2025 Stock Market volatility–Diversification!
December 1, 2025
Is there another tech bubble? Friday, November 28, 2025, Dan and Scott launched a badly…
Repost: LAUSD/UTLA 403(b)/457(b) Financial Literacy Workshop 2014
November 29, 2025
I posted this report on my old blog in 2014. I want to show you…
Can a Financial Adviser Also Be Your Friend?
November 17, 2025
A Cautionary Tale of Trust, Heartbreak, and Starting Over By Guest Author: Jordon, retired LAUSD…
Book Review: TEACH and Retire RICH–Rethinking the Meaning of “RICH!”
November 15, 2025
Book Review: TEACH and Retire RICH By Daniel Otter, Ph.D.** Review by Steve Schullo I’ve…
The “Rest of the Story” a Book Review
November 14, 2025
Section 403(b) Compliance Guide for Public Education Employers by Ellie Lowder Book Review and a…
What is Objective Financial Information (vs. a sales pitch)?
November 13, 2025
By Steve Schullo, Ph.D., 403(b) Advocate and Retired Los Angeles Unified School District (LAUSD) Teacher…