Do it yourself investors (DIY)

2016 Portfolio Plan, Market Crash and Additional Financial Goodies

Posted by on Jan 20, 2016 in Consumer Finance, Do it yourself investors (DIY), Fiduciary Standard, Financial Education/Literacy, Personal Finance

Today’s post is a follow-up to my previous post about my 2015 portfolio return. In the first weeks of 2016 the stock market had its worst beginning of the new year ever. That is a strong and historic statement. Is there anything we should be doing different? As long as you have a low-cost, diversified plan across all major asset classes and that the stock bond split is appropriate for your age and willingness to take risk, there is no reason to change your plan or to capitulate. In fact, it is not good to change your plan to a less risky portfolio while a crash is underway. Check out my portfolio during this current crash.

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Steve’s Portfolio Performance for 2015 0

Steve’s Portfolio Performance for 2015

Posted by on Jan 15, 2016 in Do it yourself investors (DIY), Financial Education/Literacy, Low Cost Investors, Personal Finance

Today’s blog is not about competition, heaven forbid! I am not a financial adviser. I show how I evaluated my portfolio so that it is following the overall stock and bond market index returns. Our goal is to earn the market averages, not exceed them. I invite you to share your portfolio return so everyone learns.

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Book Review of “If You Can: How Millennials Can Get Rich Slowly” 0

Book Review of “If You Can: How Millennials Can Get Rich Slowly”

Posted by on Oct 4, 2015 in Beginning Investing, Consumer Finance, Do it yourself investors (DIY), Fiduciary Standard, LAUSD Employees, Retirement Planning

Dr. Bernstein starts with a simple three-fund portfolio. The Total Stock Market Index, Total International Stock Market Index, and the Total Bond Market Index are spot-on for those who already have the basics of a diversified investment solution.

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