We are Steve Schullo and Dan Robertson, retired teachers who wrote a couple of books about personal finance. Welcome to our blog. Our purpose is to encourage everybody to learn the basics of do-it-yourself retirement planning, at least until many in the financial profession cleans itself up. Looks like they are getting a boot in …
Dan and I are retired educators who did not earn exorbitant salaries! Yet, we managed to invest in our 403(b) constantly for decades. How? We discovered how to control three of the most expensive consumer purchases: 1. House. When we bought our first house 35 years ago, we rented out the third bedroom and bath …
Hi LAUSD Colleagues, Exciting development! Because some of you began asking for the Roth 403b/457b, this item has caught the attention of our Retirement Investment Advisory Committee. We are in full support of implementing this wonderful benefit, but payroll tells us they don’t have the resources or the personnel to implement it. Now you need to …
Both Sexes Could Learn from Each Other About the Investing Process Dan and I love reports that show the gradual and incremental commitment to wealth building produces higher returns than the get rich, competitive, short-term “success.” For now, this report, once again, shows that thinking long term is best displayed by female investors. Males trade …