Month: February 2020

Number 5 in this long series of 67 shark attacks and repellant posts on how to protect yourself with a little financial know-how.
In this series, you will discover shark repellent by finding a genuine fiduciary financial adviser. A fiduciary is a financial professional who looks out after your best interests over theirs. Now that’s REPELLANT against the predatory attacks by professionals who only look at getting commissions and high fees FROM YOU. Make no mistake, in the public K12 world the 403(b) sharks are EVERYWHERE!
Suggestions for a married couple when your spouse is not interested in knowing how to manage the family’s finances, this is a must-read! A naive’ widow (and some widowers too) is prime AAA golden goose who is 100% vulnerable to shark attacks. Protect your spouse and your family fortune before it is too late.

Number 3 in this series of 67 shark attacks and repellant posts.
This massive series on how to recognize the difference between conflict-loaded financial advice (aka sales pitches) versus conflict-free objective advice (from a genuine fee-only fiduciary financial adviser).
Most shark attacks occur on public K12 school districts. But everybody will discover how to protect yourself from conflicted advice. Sales pitches are everywhere! The salesforce are comprised of people who are very nice, smart, social, talkative, and nicely dressed. But they are not acting on your best interests because they get a kickback in the form of a commission or annual costs of the retirement plan they sold you, typically annuities.
You will not only recognize the difference between a nonfiduciary financial professional and a fiduciary, this series of 67 posts (one tip per day for the next two months), will clear up the distractions of the financial language. Thus, you can more effectively monitor your current financial adviser, find a new one, or just take matters into your hands and evolve into a DIYer (do-it-yourself). Once you are exposed to the basics spelled out in this series, you will discover that the financial world is not complicated or intimidating as all of us were lead to believe.
If you are a K12 teacher be aware. I repeat. The sharks are everywhere on school campuses and district offices 24/7. Their attacks occur routinely at public K-12 school districts.

Number 2 in this series of 67 shark attacks and repellant posts.
This series on how to recognize the difference between conflict-loaded financial advice (aka sales pitches) versus conflict-free objective advice (from a genuine fee-only fiduciary financial adviser). While this series focuses on K12 teachers where most shark attacks occur in the corrupted 403(b), everybody will discover how to protect yourself from conflicted advice.
You will not only recognize the difference between a nonfiduciary financial professional and a fiduciary, this series of 67 posts (one tip per day for the next two months), will clear up the distractions of the financial language. Thus, you can more effectively monitor your current financial adviser, find a new one, or just take matters into your hands and evolve into a DIYer (do-it-yourself). Once you are exposed to the basics spelled out in this series, you will discover that the financial world is not complicated or intimidating as all of us were lead to believe.
If you are a K12 teacher be aware. The sharks are everywhere on school campuses and district offices 24/7. Their attacks occur routinely at public K-12 school districts for decades.