Low Cost Investors

September 30 3rdQ, 2016 Portfolio YTD Returns 2

September 30 3rdQ, 2016 Portfolio YTD Returns

Posted by on Oct 5, 2016 in Beginning Investing, Do it yourself investors (DIY), Financial Education/Literacy, Investor, Low Cost Investors, Passive Investment Strategy, Retired Couples, Successful Wealth Building

The Stock and Bond Markets are up again in the third quarter of 2016. Read how my portfolio has returned 6.7% after nine months. It’s really not complicated because my portfolio is straightforward. It’s constructed to gain when the core asset classes increase and loses value when the market goes down.
Losing is an important part of investing process, if not the most important part. The majority of people don’t understand it because they sell when their investment declines. Never sell, unless it is part of your plan, not because of bear market conditions. Have a plan and stick with it during ups and downs.

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Steve’s Book Review: Excellent for Beginners 1

Steve’s Book Review: Excellent for Beginners

Posted by on Sep 14, 2016 in Consumer Finance, Do it yourself investors (DIY), Financial Education/Literacy, Low Cost Investors, Passive Investment Strategy

I reviewed another investment book. I tell why self-published authors connect better with investing beginners than most of the traditionally published personal finance books found in bookstores. The author follows the sage advice of portfolio construction of Jack Bogle and the investment company he founded in 1974, Vanguard Group. I highly recommend this book. It’s an easy read and gets right to the point.

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Rebalancing My Life and My Portfolio 4

Rebalancing My Life and My Portfolio

Posted by on Jul 15, 2016 in Beginning Investing, Low Cost Investors, Passive Investment Strategy

Is been over eight months since Dan died and while the hours and days are getting easier, I miss Dan every day. The single life remains an unfamiliar challenge. I am still thinking and feeling as a part of a couple—similar to losing a limb, the phantom pain is real. I am functioning just fine and carrying on with life as if nothing happened. But my grief is alive and painful just below the surface, 24/7. I am slowly “rebalancing” back to a single life, a life that I have not experienced since my 20s.

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Steve’s Portfolio Performance for 2015 0

Steve’s Portfolio Performance for 2015

Posted by on Jan 15, 2016 in Do it yourself investors (DIY), Financial Education/Literacy, Low Cost Investors, Personal Finance

Today’s blog is not about competition, heaven forbid! I am not a financial adviser. I show how I evaluated my portfolio so that it is following the overall stock and bond market index returns. Our goal is to earn the market averages, not exceed them. I invite you to share your portfolio return so everyone learns.

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