“The envelopes please…the winner for the most creative message goes to Tony, a New Jersey Teacher, for:
“403(B) Insurance Company Annuities: They Get The Goldmine-Teachers Get The Shaft!”
Tax Sheltered Annuities: Insurance agents get the goldmine–Teachers Get the Shaft!
Also: “Help! I bought an ANNUITY and I can’t get OUT!” was good too!
The winner by drawing goes to Greenwich. His message was:
“Give me an annuity or give me death. I’ll choose death.”
Congrats to Greenwich and Tony, we will get them each an autographed book.
Thank you all for taking your time to participate!
Below is the complete list of entries!
“Never In the history of retirement planning has so much been spent on costly annuities sold by so few to millions of teachers for so little return.”
“Friends don’t let friends buy annuities”
“Caring teachers don’t let colleagues buy annuities”
“I’ve been paying for whole life for 9 years and all I got was…WAIT, they charged me for this too!”
“I’m with stupid.” Then, on the back, “Wall Street Customer.“
“Looking for your “Financial Advisor?” Check under my tires.”
“My Broker Lost My Shirt.“
“My index annuity sales person lost my shirt.”
“Annuities are for babies!”
“The 55-year relationship of PreK-12 teachers and annuities need a DIVORCE!”
“The 55-year relationship of teachers’ unions and annuities need a DIVORCE!”
“This teacher doesn’t let colleagues buy shitty annuities”
“Why is that guy or gal in the nice suit with the TSA brochures in every pocket smiling from ear to ear?”
“If you can read this, thank a teacher. If you’re broke thank your stockbroker!”
“If you think education is expensive, try a tax shelter annuity.”
“403B Insurance Company Annuities: They Get The Goldmine–Teachers Get The Shaft!”
“403B Insurance Companies: Certified #1 Pickpockets Of The Education Profession”
“Who do you trust, your local lounge lizard (TSA salesman) or the person you see in your bathroom mirror?”
HELP! I bought an ANNUITY and I can’t get OUT! or Annuities JUST DON”T DO IT!
NICE Yacht Mr.Stockbroker, where’s mine?
If you can read this, thank a teacher. If you’re broke thank your stockbroker!!
“If you think education is expensive, try a tax shelter annuity.” (old cliché “try ignorance.”)
“New job creators? Annuity sales people “employed” by teachers!”
“Fee-only Financial adviser with a signed Fiduciary oath = Higher retirement nest egg.”
“Successful investing = AVERAGE Performance is the new normal!
“403B Insurance Companies: Certified #1 Pickpockets Of The Education Profession”
“Mixing investments and insurance is like pouring water into acid. It spits!”
“4 score and 7 years ago I opened an annuity. I’m finally past the surrender charge.”
“WARNING!
403B ANNUITY POISON BEING SERVED IN TEACHER’S LOUNGE”
“Hey Mr. Trusty Adviser, just curious…do you adhere to a fiduciary or suitability standard?”
“403B Insurance Products
DEFINITELY A BULL MARKET !!!”
Paraphrased from Presidential speeches, one first lady, Winston Churchill, and a Patriot:
- “Ask NOT what your annuity sales person can do for you, ask for a fee-only, fiduciary adviser.”
- “Read my lips, no more annuities!”
- “Yesterday, January 1, 1958, a date which will live in infamy. The 403b was suddenly and deliberately monopolized by the insurance industry.”
- “The only thing to fear is the tax sheltered annuity.”
- “Just say NO to tax sheltered annuities!”
- “Give me an annuity, or give me death. I’ll take death.”
- “Never In the history of retirement planning has so much been spent on annuities by so many to so few for so little in returns!
“A 403b annuity is a contract of the company, issued by the company, for the company all paid for by you.”
I have Issues
I signed up for a Tax Sheltered Insurance Annuity
On the front) I am average, I invest in index funds.
(On the back) I will beat 75% of you.
We will give away two books. Dan and I will be the judges. One book will be given to the person whose message we think will be the most clever, informative and educative. The other is for all who submitted a message. We will put the remaining messages in a hat and draw the winning person.
After the contest, we want everybody to use any submitted messages, make your own t-shirt (I got mine made from a website, Google custom t-shirts) and start wearing them to your association or union meetings, around town or social events. It is a great conversation starter. We plan ordering more custom-made t-shirts made from the messages submitted and wear them 24-7.
Good Luck
Steve and Dan
Caring teachers don’t let colleagues buy annuities.
They encourage true American investments:
Mom & Pop boutiques.
We have a number of entries from Twitter.
Carl Richards of behaviorgap.com asked this question; “What slightly snarky comment would you put on a t-shirt to express the way you invest? This changes the original rules slightly, but I like the question.
“Don’t just do something, stand there” submitted by @russthorton
“I’ve been paying for whole life for 9 years and all I got was…WAIT, they charged me for this too!” by @zacbissonnette
Also from Zac, on the front “I’m with stupid.” Then, on the back, “Ameriprise Customer.”
And one more: “Looking for your Eduward Jones “Financial Advisor?” Check under my tires.”
“If it sounds too good to be true, it probably is” by Derek @IRISHdjt
“Moderately passive aggressive” by Andy @aclaybrook30
This is my favorite except you cannot wear a shirt to express his message:
“My Broker Lost My Shirt.”
It has to be body painted. It’s hilarious!
Carl @behaviorgap offered an image: click here.
Learn to invest.
Invest to earn.
Thank you Vicky. A wise message!