CBS Money Watch Interviewed Dan and I about investing and teachers. The following articles are not just for teachers, but for ALL investors. 

CBS Money Watch financial reporter, Kathy Kristof, published her article here based on data from this website Openfolio.

Here is another article, “Why Teachers Make Good Investors,” for more information about teachers and their remarkable investment acumen. But is it all that remarkable? Nope. It’s based on simple and common sense investing behavior that we have heard before and will hear again. These three strategies used by teachers are available to all:

1. Invest in stocks (equities). Why? Money Markets and savings accounts can hurt you, long term, by inflation.

2. Don’t trade excessively.

3. Diversify.

The point is that teachers don’t have the time or the competitive desire to trade for the purposes of trying to beat the market. Dan and I loathe trading. We have a Vanguard low cost, diversified plan with 35% of our portfolio invested in stock indexes that are broadly diversified. We spend our retirement doing valuable things for our community and travel.