Late Bloomer Millionaires

 

INSPIRING book and authors – azimion March 7, 2014

“I feel fortunate to have come across Steve and Dan and to have learned from their life experiences investing for their retirements. Not only are these two incredible models for taking financial responsibility in one’s life, but also terrific and rare human beings. In their book, they are generous with us as they share their advice and lessons on investing. This is a good book for anyone who is considering taking their retirement seriously and fun to read.”

This was a great read for me and gave me hope and belief … – Michael Motaon July 2, 2014

 “This was a great read for me and gave me hope and belief that I too am on the right track.”

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Steve’s BIO:

Stephen A. Schullo, Ph.D. (UCLA ’96) taught in the Los Angeles Unified School District (LAUSD) for 24 years and UCLA Extension teaching educational technology to student teachers. Steve wrote investment articles for the United Teacher-Los Angeles (UTLA) union newspaper for 13 years. Thrice featured retirement plan advocate in the Los Angeles Times and U.S. News and World Report. He co-founded an investor self-help group 403bAware for teacher colleagues and wrote 7,500 posts in three investment forums since 1997. Frequently quoted by the media, testified at California State legislative hearings and honored with the “Unsung Hero” award by UTLA for his retirement planning advocacy.

For the last 14 years, he serves as a volunteer on LAUSD’s Investment Advisory Committee as a “Member-at-Large” and former co-chair. The committee contains collective bargaining reps from the unions and monitors the district’s tax-deferred retirement plans, 457b/403b, of 55,000 former and current LAUSD employees, worth $2.5 billion in total assets.

He started this blog in 2012 to help all PreK-12 public school educators nationwide, especially his Los Angeles Unified School District colleagues. He belongs to a small national group of 403(b) advocates (mostly teachers) who want to bring closer attention to the 403(b). During the last 22 years, over 40 newspaper articles have been published and each one says the same thing, TSAs (Tax Sheltered Annuities) are terrible plans and the salesperson gets the benefit from lucrative commissions and high costs. Nobody in the educational establishment reads these reports, as evidence that very little to nothing has been changed from the unions or districts. But in 2020, the word is spreading.