Late Bloomer Wealth

Beginning Investing

Responses to PBS Frontline “The Retirement Gamble.”

Its been three years since PBS Frontline Retirement Gamble was broadcasted. Dan and I were in NY. We had the great pleasure of having lunch with Rain Media  researchers, writers and producers who made The Retirement Gamble for PBS Frontline possible. Martin Smith is standing behind Dan and me. From left is Ryan (researcher), Dan, Martin, myself, …

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PBS Frontline: “The Retirement Gamble” Three Los Angeles Educators were interviewed!

PBS Frontline “The Retirement Gamble” On Tuesday evening, April 23, 2013, the PBS program Frontline aired “The Retirement Gamble,” which “raises troubling questions about how America’s financial institutions protect our savings, and asks whether there is a better way to manage our retirements.” The 403b?  While the broadcast was extremely critical of 401(k) plans, there …

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In her April 3, 2013 “The Color of Money” column Michelle Singletary salutes Financial Literacy Month.

57% of Americans said a lack of savings worries them most. 43% of Americans said they are concerned about not having enough money for an emergency. Okay, those are the facts. Now, Singletary suggests you stop worrying and do something about it. Dan and Steve say it’s never too late! Get with it now! Here are some …

In her April 3, 2013 “The Color of Money” column Michelle Singletary salutes Financial Literacy Month. Read More »

Los Angeles Unified/United Teachers Los Angeles offer personal finance literacy all day workshops. Check details!

 Hurry. These workshops are filling up fast! Send to: investwkshop@utla.net to register now! Dan and Steve will lead a breakout session to show you how to set up a plan using what is available on the 403b and 457b list of mutual funds. No sales pitches!

Not too late to save for retirement, yet the financial news says it is. What Gives?

Workers Saving Too Little to Retire: http://online.wsj.com/article/SB10001424127887323639604578368823406398606.html?mod=WSJ_hpp_LEFTTopStories Commentary: This article is a typical news item that is getting rather boring and trite. Of course, we all know that many Americans don’t have enough for retirement. Yet, in this article they show a couple in their 40s who have $200,000 invested for retirement! Well, they still …

Not too late to save for retirement, yet the financial news says it is. What Gives? Read More »

Coachella Valley, CA Readers! Meet 42 Local Authors, Discuss Books and Purchase at a Discount.

 Wednesday March 11, 2015, 3-6 PM The Expo is staged  in conjunction  with the Palm Springs  Writers Guild  and  is avenue for published Coachella Valley authors to showcase and sell their books. It is also an opportunity for library members and guests to network with local authors and  keep  up-to-date  on  all  the  fine  work  …

Coachella Valley, CA Readers! Meet 42 Local Authors, Discuss Books and Purchase at a Discount. Read More »

Dan and I were interviewed by Ron Delegge, radio show host, to be aired on Sunday Morning, March 24th.

Ron Delegge, host of the “Index Investing Show” Podcast and Radio Show interviewed us about our book, Late Bloomer Millionaires, for his radio program to be broadcast Sunday Morning, March 24th through the following stations. Ron’s Radio Show “Index Investing Show” airs at the following cities and stations: Colorado Springs, CO. KWYD / AM 1580 / …

Dan and I were interviewed by Ron Delegge, radio show host, to be aired on Sunday Morning, March 24th. Read More »

Is an Insurance Product an Investment?

Hell no! Here’s why I have lots of insurance. I thank the companies for protecting my home, autos, providing long-term care, earthquake and umbrella protection, and have no problem paying the premiums and the commissions to get great service from my agents. But my retirement nest egg is kept 100% separate from insurance policies and their …

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Do Women Make Better Investers than Men?

http://www.marketwatch.com/story/women-are-better-retirement-planners-2012-12-29 The author of the article was quick to point out that women are more risk adverse than men, making it sound like that’s a disadvantage. In fact, being “risk adverse” is a great thing with a twist. I like to think that we all should be more loss adverse because to trade often thinking you are …

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