“ETF Funds For Late Starters” Excerpts: “One of the more unnerving facts about retirement investing is the illusion of knowledge. As we get older and more wise to the world, the tendency is to believe that we understand how things work.” I agree! Excerpt: “Late starters to investing can avoid this trap by using index …
Chapter 8 IRS’s Problem with the 403b 2004-2010 The print media, American Federation of Teachers’s AFT_Special_Report Shark ATTACK and our legislative effort highlighted 403b troubles across America. In 2004 the Internal Revenue Service (IRS) entered the fray by proposing new 403b regulations! Why? Was their update going to fix the 403b as the 2001 Economic Growth …
NOTICE TO READERS! This chapter 5 is an early version of my book, “Fighting Powerful Interests.” For the finished and completed published book, go to the home page and obtain the free pdf. (Click here and scroll down. Subscribe to our blog and download the book!). Foreword to Chapter 5: Read what the American Federation …
Chapter 5: American Federation of Teachers (AFT) seeks a National 403b Vendor Read More »
From Mr. Bogle to Mr. Roth. These gentlemen have the investing philosophy that Dan and I follow–indexing with low cost funds, diversification with a healthy allocation of bonds and rebalance as needed. Jack Bogle: Dan and I will be attending the Bogleheads conference in Philedelphia next week and hope to meet Mr. B. Here is an article …
Some of our Favorite Financial Authors. Need Financial Advice? Read More »
The great TIAA CREF low cost 403b signed on to LAUSD’s 403b list in 2001. Then they tried unsuccessfully to get the United Teachers Los Angeles (UTLA) “Union Approved” stamp. My decade-old story is timely today. The resistance to TIAA CREF entering the PreK-12 educational profession remains strong. Teachers seldom have low cost 403b plans. My story provides clues as to the reasons why the resistance to low cost 403b companies …
Chapter 6: TIAA CREF Effort to Get “Union Approved” Read More »
Starting young can be the succor for your retirement by Guest Author Martha Jackson Saving from an early age is important. Why do so few actually start young? In the 20s you stay occupied mostly with your life, your studies and your career. You hardly seem to have any time left for financial planning. Thus you must …
Starting young can be the succor for your retirement Read More »
ATTENTION Readers: This chapter is an early version of my new book just released, March, 2015. For an update of all the Chapters including this Chapter 4, go to the home page and scroll down. On the right are directions to get the full story in 11 Chapters and 17 appendices, resources, letters, books, podcasts …
Chapter 4: TIAA CREF Signs LAUSD’s Hold Harmless Agreement! Read More »
Change is the only constant way of life – Avert the pangs of money mistakes during your 20s by Guest Author Martha Jackson When you’re in your 20s, you’re probably graduating from high school, settling down with your career and standing on the threshold of making some major life decisions. While you’re busy thinking who …
Twentysomething’s Personal Finance Plan by a Twentysomething Guest Author Read More »
Crystal Mendez, Teacher LAUSD Brad Rumble, Principal LAUSD September 7, 2013 Los Angeles Unified School District Board Members and Superintendent The Los Angeles Unified School District’s Board of Education will proclaim “National Save for Retirement Week,” on October 20th-26th for the seventh year. Many reports show the dire need of Americans to …
403b Aware: 403b Self-Help Group was Born 1998-2002 Chapter 3 A Self-Help Group was Born 1998-2002 NOTICE TO READERS! This chapter 3 is an early version of my book, “Fighting Powerful Interests.” For the finished and completed published book, go to the home page and obtain the free pdf. (Click here and scroll down. Subscribe …