Late Bloomer Wealth

Late Bloomer

Chapter 4: TIAA CREF Signs LAUSD’s Hold Harmless Agreement!

ATTENTION Read­ers: This chap­ter is an early ver­sion of my new book just released, March, 2015. For an update of all the Chap­ters includ­ing this Chap­ter 4, go to the home page and scroll down. On the right are direc­tions to get the full story in 11 Chap­ters and 17 appen­dices, resources, let­ters, books, pod­casts …

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“National Save for Retirement Week” Open Letter to LAUSD school district Board of Education and Superintendent

     Crystal Mendez, Teacher LAUSD    Brad Rumble, Principal LAUSD September 7, 2013 Los Angeles Unified School District Board Members and Superintendent The Los Angeles Unified School District’s Board of Education will proclaim “National Save for Retirement Week,” on October 20th-26th for the seventh year. Many reports show the dire need of Americans to …

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Noise at Our Birthday Dinner

Stay Balanced—Ignore the Noise Dan and I and another gay couple celebrate July birthdays. We take the opportunity to have a splendid dinner, great conversation and rein in four free desserts! We scarcely sat down when our friend Bob complained to the waiter about the noise from ten drinking patrons at the adjacent table, two …

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Yahoo Finance Message to Gen-Xer’s–Take Heart

Click for article: http://finance.yahoo.com/news/first-person-expect-bloomer-millionaire-220600304.html I think Dan and I have a lot to say to any generation who thinks they started too late and lost a bundle of their retirement nest egg in a bear market. You are not alone. For Generation Xers (born 1966 – 79). The article addressed important topics: 1. Controlling debt …

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Chapter 1: “Not Available”

ATTENTION Readers: This chapter is an early version of my new book just released, March, 2015. For an update of all the Chapters including this Chapter 1, go to the home page and scroll down. On the right are directions to get the full story in 11 Chapters and 17 appendices, resources, letters, books, podcasts …

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Frugal Living leads to a meaningful life by eliminating those stressfull and expensive distractions

Mr Money Mustache Great blog post by Mr. Money Mustache. His best insights are related to unconscious habits of our total life: getting up, having breakfast, working all day, shopping at the same stores, eating out, watching tv, etc. etc. This is the perfect set up for consumerism addiction–buying impulsively–because there is no time to think. …

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Update! Huffington Post Article and Vanguard Interview Feedback

Hi, Update! I have gotten some emails that people were having trouble commenting on our Huffington Post article, Wall Street Targets Gay Couples. I have too! I communicated to the staff and it looks like they fixed the problem. Please try one more time to post a comment. It is very much appreciated. If you …

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Steve and Dan’s Vanguard Interview!

We were interviewed about our book on April 24 when we visited Vanguard and gave a presentation. Click here: Vanguard or  Home Page: click here

T-Shirt contest winners announced! Read all of the entries. They are creative, fun and informative. But first the WINNERS!

“The envelopes please…the winner for the most creative message goes to Tony, a New Jersey Teacher, for: “403(B) Insurance Company Annuities: They Get The Goldmine-Teachers Get The Shaft!” Tax Sheltered Annuities: Insurance agents get the goldmine–Teachers Get the Shaft! Also:  “Help! I bought an ANNUITY and I can’t get OUT!”   was good too!  The winner by …

T-Shirt contest winners announced! Read all of the entries. They are creative, fun and informative. But first the WINNERS! Read More »

In her April 3, 2013 “The Color of Money” column Michelle Singletary salutes Financial Literacy Month.

57% of Americans said a lack of savings worries them most. 43% of Americans said they are concerned about not having enough money for an emergency. Okay, those are the facts. Now, Singletary suggests you stop worrying and do something about it. Dan and Steve say it’s never too late! Get with it now! Here are some …

In her April 3, 2013 “The Color of Money” column Michelle Singletary salutes Financial Literacy Month. Read More »

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