“ETF Funds For Late Starters” Excerpts: “One of the more unnerving facts about retirement investing is the illusion of knowledge. As we get older and more wise to the world, the tendency is to believe that we understand how things work.” I agree! Excerpt: “Late starters to investing can avoid this trap by using index …
NOTICE TO READERS! This chapter 5 is an early version of my book, “Fighting Powerful Interests.” For the finished and completed published book, go to the home page and obtain the free pdf. (Click here and scroll down. Subscribe to our blog and download the book!). Foreword to Chapter 5: Read what the American Federation …
Chapter 5: American Federation of Teachers (AFT) seeks a National 403b Vendor Read More »
From Mr. Bogle to Mr. Roth. These gentlemen have the investing philosophy that Dan and I follow–indexing with low cost funds, diversification with a healthy allocation of bonds and rebalance as needed. Jack Bogle: Dan and I will be attending the Bogleheads conference in Philedelphia next week and hope to meet Mr. B. Here is an article …
Some of our Favorite Financial Authors. Need Financial Advice? Read More »
The great TIAA CREF low cost 403b signed on to LAUSD’s 403b list in 2001. Then they tried unsuccessfully to get the United Teachers Los Angeles (UTLA) “Union Approved” stamp. My decade-old story is timely today. The resistance to TIAA CREF entering the PreK-12 educational profession remains strong. Teachers seldom have low cost 403b plans. My story provides clues as to the reasons why the resistance to low cost 403b companies …
Chapter 6: TIAA CREF Effort to Get “Union Approved” Read More »
ATTENTION Readers: This chapter is an early version of my new book just released, March, 2015. For an update of all the Chapters including this Chapter 4, go to the home page and scroll down. On the right are directions to get the full story in 11 Chapters and 17 appendices, resources, letters, books, podcasts …
Chapter 4: TIAA CREF Signs LAUSD’s Hold Harmless Agreement! Read More »
Crystal Mendez, Teacher LAUSD Brad Rumble, Principal LAUSD September 7, 2013 Los Angeles Unified School District Board Members and Superintendent The Los Angeles Unified School District’s Board of Education will proclaim “National Save for Retirement Week,” on October 20th-26th for the seventh year. Many reports show the dire need of Americans to …
Stay Balanced—Ignore the Noise Dan and I and another gay couple celebrate July birthdays. We take the opportunity to have a splendid dinner, great conversation and rein in four free desserts! We scarcely sat down when our friend Bob complained to the waiter about the noise from ten drinking patrons at the adjacent table, two …
Click for article: http://finance.yahoo.com/news/first-person-expect-bloomer-millionaire-220600304.html I think Dan and I have a lot to say to any generation who thinks they started too late and lost a bundle of their retirement nest egg in a bear market. You are not alone. For Generation Xers (born 1966 – 79). The article addressed important topics: 1. Controlling debt …
ATTENTION Readers: This chapter is an early version of my new book just released, March, 2015. For an update of all the Chapters including this Chapter 1, go to the home page and scroll down. On the right are directions to get the full story in 11 Chapters and 17 appendices, resources, letters, books, podcasts …
Hi, Update! I have gotten some emails that people were having trouble commenting on our Huffington Post article, Wall Street Targets Gay Couples. I have too! I communicated to the staff and it looks like they fixed the problem. Please try one more time to post a comment. It is very much appreciated. If you …
Update! Huffington Post Article and Vanguard Interview Feedback Read More »