Late Bloomer Wealth

Retirement Planning

Guest Post: Retirement Guidelines for Late Bloomers

Retirement Guidelines for Late Bloomers: Don’t Work for the Man Again by Guest Author Louis Mack How long have you been putting off thinking about retirement? The average American puts off saving for retirement, making it a last priority, or doing the bare minimum with 401Ks. You may be surprised what is expected of your …

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“Genuine Financial Transparency Demonstrated” Part 1

Part 1 (of 10) Genuine Financial Transparency Demonstrated 2006-2011 Alexander the Great untied the Gordian Knot with his sword. Previous attempts to solve the impossible entanglement were unsuccessful by conventional thinking. Whoever unraveled the maze would become King of ancient Phrygia. Zeus was so pleased with Alexander’s shrewdness he granted royal status and a lifetime of …

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Late Starters? Don’t Worry, get started now

“ETF Funds For Late Starters” Excerpts: “One of the more unnerving facts about retirement investing is the illusion of knowledge. As we get older and more wise to the world, the tendency is to believe that we understand how things work.”  I agree! Excerpt: “Late starters to investing can avoid this trap by using index …

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Chapter 7: California Assembly Bill 2506

NOTICE TO READERS! This chapter 7 is an early version of my book, “Fighting Powerful Interests.” For the finished and completed published book, go to the home page and obtain the free pdf. (Click here and scroll down. Subscribe to our blog and download the book!). For­ward 2002. In this chapter we head for Sacramento …

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Chapter 5: American Federation of Teachers (AFT) seeks a National 403b Vendor

NOTICE TO READERS! This chapter 5 is an early version of my book, “Fighting Powerful Interests.” For the finished and completed published book, go to the home page and obtain the free pdf. (Click here and scroll down. Subscribe to our blog and download the book!). Foreword to Chapter 5: Read what the American Federation …

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Chapter 6: TIAA CREF Effort to Get “Union Approved”

The great TIAA CREF low cost 403b signed on to LAUSD’s 403b list in 2001. Then they tried unsuccessfully to get the United Teachers Los Angeles (UTLA) “Union Approved” stamp.   My decade-old story is timely today. The resistance to TIAA CREF entering the PreK-12 educational profession remains strong. Teachers seldom have low cost 403b plans. My story provides clues as to the reasons why the resistance to low cost 403b companies …

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Starting young can be the succor for your retirement

Starting young can be the succor for your retirement by Guest Author Martha Jackson Saving from an early age is important. Why do so few actually start young? In the 20s you stay occupied mostly with your life, your studies and your career. You hardly seem to have any time left for financial planning. Thus you must …

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Chapter 4: TIAA CREF Signs LAUSD’s Hold Harmless Agreement!

ATTENTION Read­ers: This chap­ter is an early ver­sion of my new book just released, March, 2015. For an update of all the Chap­ters includ­ing this Chap­ter 4, go to the home page and scroll down. On the right are direc­tions to get the full story in 11 Chap­ters and 17 appen­dices, resources, let­ters, books, pod­casts …

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Twentysomething’s Personal Finance Plan by a Twentysomething Guest Author

Change is the only constant way of life – Avert the pangs of money mistakes during your 20s by Guest Author Martha Jackson When you’re in your 20s, you’re probably graduating from high school, settling down with your career and standing on the threshold of making some major life decisions. While you’re busy thinking who …

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“National Save for Retirement Week” Open Letter to LAUSD school district Board of Education and Superintendent

     Crystal Mendez, Teacher LAUSD    Brad Rumble, Principal LAUSD September 7, 2013 Los Angeles Unified School District Board Members and Superintendent The Los Angeles Unified School District’s Board of Education will proclaim “National Save for Retirement Week,” on October 20th-26th for the seventh year. Many reports show the dire need of Americans to …

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