Late Bloomer Wealth

Retirement Planning

Chapter 3: 403b Aware: Self-Help was Born

403b Aware: 403b Self-Help Group was Born 1998-2002 Chapter 3 A Self-Help Group was Born 1998-2002 NOTICE TO READERS! This chapter 3 is an early version of my book, “Fighting Powerful Interests.” For the finished and completed published book, go to the home page and obtain the free pdf. (Click here and scroll down. Subscribe …

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Chapter 2: The Decades Old 403b Silence is Broken

NOTICE TO READERS! This chapter 2 is an early version of my book, “Fighting Powerful Interests.” For the finished and completed published book, go to the home page and obtain the free pdf. (Click here and scroll down. Subscribe to our blog and download the book!  Chapter 2 …the tragedy begins, not when there is …

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Noise at Our Birthday Dinner

Stay Balanced—Ignore the Noise Dan and I and another gay couple celebrate July birthdays. We take the opportunity to have a splendid dinner, great conversation and rein in four free desserts! We scarcely sat down when our friend Bob complained to the waiter about the noise from ten drinking patrons at the adjacent table, two …

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“Simple but not easy to do.” Wise investing words from John Bogle

          John Bogle is the Fiduciary’s fiduciary. Listen to his 90 second advice to financial advisers (and for us customers too). Powerful stuff: http://www.investmentnews.com/section/video?playerType=Events&eventID=Morningstar2013&bctid=2498789058001&date=20130621  

Yahoo Finance Message to Gen-Xer’s–Take Heart

Click for article: http://finance.yahoo.com/news/first-person-expect-bloomer-millionaire-220600304.html I think Dan and I have a lot to say to any generation who thinks they started too late and lost a bundle of their retirement nest egg in a bear market. You are not alone. For Generation Xers (born 1966 – 79). The article addressed important topics: 1. Controlling debt …

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Chapter 1: “Not Available”

ATTENTION Readers: This chapter is an early version of my new book just released, March, 2015. For an update of all the Chapters including this Chapter 1, go to the home page and scroll down. On the right are directions to get the full story in 11 Chapters and 17 appendices, resources, letters, books, podcasts …

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Great 403b Story by a fellow teacher and local Teacher’s Union Vice President! He and his teacher wife GET IT!

Information Overload by Guest Post Keith Reed Teacher and Vice President, Morongo Teachers Association. Morongo Valley, CA (Reprinted here by permission of Mr. Reed. Original publication) In this age of information overload, we sometimes find it easier to step back and let “experts” make our decisions for us, especially when it comes to our investments.  This …

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Update! Huffington Post Article and Vanguard Interview Feedback

Hi, Update! I have gotten some emails that people were having trouble commenting on our Huffington Post article, Wall Street Targets Gay Couples. I have too! I communicated to the staff and it looks like they fixed the problem. Please try one more time to post a comment. It is very much appreciated. If you …

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Question: Should LAUSD Email District Employees a Link to Frontline Documentary: “The Retirement Gamble?”

“Motion: Moved that Benefits Administration include a link to the PBS Frontline special “The Retirement Gamble” on the CalSTRS 457b marketing email blast to all eligible employees. http://www.pbs.org/wgbh/pages/frontline/business-economy-financial-crisis/retirement-gamble/the-retirement-gamble-facing-us-all/   Rationale—IT’S FREE and available for all to see 24/7! The oversight advisory committee urges employees to watch this public service documentary that was broadcasted nationally on April 23, …

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LGBT Investment Basic: Know the Costs!

 A Closer Look at LGBT Retirement Planning Costs With the Supreme Court decision looming on same-sex marriage, the major financial institutions have their eyes on the LGBT community as a niche market. Wall Street investment banks and the brokerage firms are undergoing specific training to address the “complexities” of managing your money in three crucial …

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